Oklahoma Bankruptcy
On this page, you will find Oklahoma bankruptcy information and resource links.
If you are not looking for information regarding Oklahoma, please use the links on the left to find information for your state.
- Courts - Location and Contact Information
- Bankruptcy Laws
- Approved Credit Counseling and Debtor Education Agencies
- Oklahoma Attorneys
- Other Bankruptcy Oklahoma Resources
Oklahoma Bankruptcy Courts - Location and Contact Information
Oklahoma bankruptcy courts are divided into three districts. Generally, the debtor’s county of residence will determine which district and division the bankruptcy petition is filed. It may also be determined by the location of the debtor’s principal place of business or principal assets.
NORTHERN DISTRICT OF OKLAHOMA
Counties of Jurisdiction: Craig, Creek, Delaware, Mayes, Nowata, Osage, Ottawa, Pawnee, Rogers, Tulsa and Washington Counties
| STREET ADDRESS | MAILING ADDRESS | TELEPHONE |
| U.S. Bankruptcy Court 224 South Boulder Ave. Tulsa, OK 74103 |
Same | (918) 699-4000 |
EASTERN DISTRICT OF OKLAHOMA
Counties of Jurisdiction: Adair, Atoka, Bryan, Carter, Cherokee, Choctaw, Coal, Haskell, Hughes, Johnston, Latimer, LeFlore, Love, McCurtain, McIntosh, Marshall, Murray, Muskogee, Okfuskee, Okmulgee, Pittsburg, Pontotoc, Pushmataha, Seminole, Sequoyah and Wagoner Counties
| STREET ADDRESS | MAILING ADDRESS | TELEPHONE |
| U.S. Bankruptcy Court 111 W. 4th Street, Room 229 Okmulgee, Oklahoma |
U.S. Bankruptcy Court P.O. Box 1347 Okmulgee, OK 74447 |
(918)758-0126 |
WESTERN DISTRICT OF OKLAHOMA
Counties of Jurisdiction: Alfalfa, Beaver, Beckham, Blaine, Caddo, Canadian, Cimarron, Cleveland, Comanche, Cotton, Custer, Dewey, Ellis, Garfield, Garvin, Grady, Grant, Greer, Harmon, Harper, Jackson, Jefferson, Kay, Kingfisher, Kiowa, Lincoln, Logan, McClain, Major, Noble, Oklahoma, Payne, Pottawatomie, Roger Mills, Stephens, Texas, Tillman, Washita, Woods and Woodward Counties
| STREET ADDRESS | MAILING ADDRESS | TELEPHONE |
| U.S. Bankruptcy Court 215 Dean A. McGee Avenue Oklahoma City, OK 73102 |
Same |
(405) 609-5700 |
Oklahoma Bankruptcy Laws and Exemptions
The U.S. Bankruptcy Code allows individual debtors to exempt certain property from creditor claims based on exemptions under either federal law or state law. Exemptions vary from state to state. Some states have adopted their own set of bankruptcy exemptions that are used in place of the federal exemptions. However, other states give debtors an option to choose between either state or federal exemptions.
For Oklahoma bankruptcy filings, state exemptions are used. Click here to visit the Oklahoma Legislature website and to view some commonly used bankruptcy exemptions pursuant to Title 31 of the Oklahoma Statutes.
Contact an Oklahoma bankruptcy lawyer for more information regarding Oklahoma bankruptcy exemptions.
The new bankruptcy laws enacted in 2005 also require that debtors pass a means test before filing a Chapter 7 bankruptcy. There are two ways to pass the means test:
1. the debtor's annual income (calculated using the average gross income for the six month period prior to filing) must be below the state median. Census Bureau statistics for state median income by family size can be found here (for cases filed between April 1, 2013 and April 30, 2013).
2. If income exceeds the median income, individuals may still file Chapter 7 bankruptcy based on results of Form 22A: Chapter 7 Statement of Current Monthly Income and Means-Test Calculation. .
Oklahoma Credit Counseling and Debtor Education Agencies
Pursuant to the new bankruptcy laws enacted in 2005, individuals who file personal bankruptcy (with limited exceptions) in Oklahoma must:
1. take a credit counseling course from an approved Oklahoma credit counseling provider within six months before filing bankruptcy; and
2. complete a debtor education course from an approved Oklahoma debtor education agency prior to receiving a bankruptcy discharge.
Oklahoma Personal Bankruptcy Attorneys
To find Oklahoma bankruptcy lawyers in your area, you may want to contact your local bar association or the Oklahoma Bar Association:P.O. Box 53036
1901 N. Lincoln Blvd.,
Oklahoma City, OK 73152-3036
(405) 416-7000
Based on income, free bankruptcy advice and representation may also be obtained from the following organizations: See the Oklahoma Bar Association's web page regarding low or no cost legal assistance for a list of organizations.
If you are concerned about the representation provided to you
by an Oklahoma bankruptcy attorney, see instructions regarding how to file a
grievance.
Return to Top
Resources for Oklahoma Bankruptcy Laws
U.S. Bankruptcy Court for the Northern District of Oklahoma - administrative and procedural information for Northern District of Oklahoma bankruptcy filings
U.S. Bankruptcy Court for the Eastern District of Oklahoma - administrative and procedural information for Eastern District of Oklahoma bankruptcy filings
U.S. Bankruptcy Court for the Western District of Oklahoma - administrative and procedural information for Western District of Oklahoma bankruptcy filings
Office of the U.S. Trustee for Region 20 - oversees the administration of Oklahoma personal bankruptcy cases and case trustees
Oklahoma Bar Association - information about the Oklahoma bar, membership, ethics, continuing legal education, and resources for the public.