Nevada Bankruptcy

Bankruptcy laws and resources vary from state to state. This pages provides information for Nevada bankruptcy.

If you are not looking for information regarding Nevada, please use the links on the left to find information for your state.

Courts - Location and Contact Information

Nevada bankruptcy courts consist of one district, which is divided into two divisions - the Northern Division located in Reno and the Southern Division located in Las Vegas. Generally, the debtor’s county of residence will determine which division the bankruptcy petition is filed.  It may also be determined by the location of the debtor's principal place of business or principal assets.

Counties of Jurisdiction:

Northern Division - Churchill, Douglas, Elko, Eureka, Humboldt, Lander, Lyon, Mineral, Pershing, Storey, Washoe and White Pine Counties

Southern Division - Clark, Esmeralda, Lincoln and Nye Counties

Division @
U.S. Bankruptcy Court
U.S. Federal Building
300 Booth Street
Room 1109
Reno, NV 89509

Same (775) 784-5559
Division @
Las Vegas
U.S. Bankruptcy Court
Foley Federal Building
300 Las Vegas Boulevard South
Las Vegas, NV 89101

Same (702) 388-6709

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Bankruptcy Laws and Exemptions

Nevada Exemptions

The U.S. Bankruptcy Code allows individual debtors to exempt certain property from creditor claims based on exemptions under either federal law or state law. Exemptions vary from state to state. Some states have adopted their own set of bankruptcy exemptions that are used in place of the federal exemptions. However, other states give debtors an option to choose between either state or federal exemptions.

For Nevada bankruptcy filings, state exemptions are used. Click the following links for some common bankruptcy exemptions pursuant to Nevada law: homestead exemption, personal property.

Contact a Nevada bankruptcy lawyer for more information regarding Nevada bankruptcy exemptions.

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Nevada Means Test

The new bankruptcy laws enacted in 2005 also require that debtors pass a means test before filing a Chapter 7 bankruptcy. There are two ways to pass the means test:

1. the debtor's annual income (calculated using the average gross income for the six month period prior to filing) must be below the state median. Census Bureau statistics for state median income by family size can be found here (for cases filed between April 1, 2013 and April 30, 2013).

2. If income exceeds the median income, individuals may still file Chapter 7 bankruptcy based on results of Form 22A: Chapter 7 Statement of Current Monthly Income and Means-Test Calculation. .

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Credit Counseling and Debtor Education Agencies

Pursuant to the new bankruptcy laws enacted in 2005, individuals who file personal bankruptcy (with limited exceptions) in Nevada must:

1. take a credit counseling course from an approved Nevada credit counseling provider within six months before filing bankruptcy; and

2. complete a debtor education course from an approved Nevada debtor education agency prior to receiving a bankruptcy discharge.

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Nevada Personal Bankruptcy Attorneys

To find bankruptcy lawyers in your area, you may want to contact your local bar association or the Nevada State Bar Association:

State Bar of Nevada
600 E. Charleston Blvd
Las Vegas, NV 89104
(702) 382-2200

Based on income, free bankruptcy advice and representation may also be obtained from the following organizations: Visit the Nevada Bar Association's Lawyer Referral and Information page for information regarding how to find free or reduced legal services.

If you are concerned about the representation provided to you by a Nevada bankruptcy attorney, see the State Bar of Nevada's page regarding attorney ethics.

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Additional Resources

U.S. Bankruptcy Court for the District of Nevada - administrative and procedural information for Nevada bankruptcy filings

Office of the U.S. Trustee for Region 17 - oversees the administration of Nevada personal bankruptcy cases and case trustees

Nevada State Bar Association - information about the Nevada bar, membership, ethics, continuing legal education, and resources for the public.

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