The following page provides Idaho bankruptcy resources and information.

If you are not looking for information regarding Idaho, please use the links to your left to find information for your state.

Bankruptcy Courts - Location and Contact Information

Idaho bankruptcy courts consist of one district, which is further divided into four divisions. Generally, the debtor’s county of residence will determine which division the bankruptcy petition is filed. It may also be determined by the location of the debtor’s principal place of business or principal assets.


Southern Division - Ada , Adams, Boise, Canyon, Elmore, Gem, Owyhee, Payette, Valley and Washington Counties

Northern Division - Benewah, Bonner, Boundary, Kootenai and Shoshone Counties

Central Division - Clearwater, Idaho, Latah, Lewis and Nez Perce Counties

Eastern Division - Bannock, Bear Lake, Bingham, Blaine, Bonneville, Butte, Camas, Caribou, Cassia, Clark, Custer, Franklin, Fremont, Gooding, Jefferson, Jerome, Lemhi, Lincoln, Madison, Minidoka, Oneida, Power, Teton and Twin Falls Counties

U.S. Bankruptcy Court
550 West Fort Street
Boise, ID 83724-0101
Same (208) 334-1361
U.S. Bankruptcy Court
205 North Fourth Street
Coeur d'Alene, ID 83814
Same (208) 664-4925
U.S. Bankruptcy Court
220 E 5th St - Rm 304
Moscow, ID 83843
(208) 882-7612
U.S. Bankruptcy Court
801 East Sherman Street
Pocatello, ID 83201
(208) 478-4123

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Idaho Bankruptcy Laws and Exemptions

Idaho Exemptions

The U.S. Bankruptcy Code allows individual debtors to exempt certain property from creditor claims based on exemptions under either federal law or state law. Exemptions vary from state to state. Some states have adopted their own set of bankruptcy exemptions that are used in place of the federal exemptions. However, other states give debtors an option to choose between either state or federal exemptions.

For Idaho bankruptcy filings, state exemptions are used. Click the following links for some common bankruptcy exemptions under Idaho Code: homestead exemption, personal property.

Contact a lawyer for more information regarding Idaho bankruptcy exemptions.

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Idaho Means Test

The new bankruptcy laws enacted in 2005 also require that debtors pass a means test before filing a Chapter 7 bankruptcy. There are two ways to pass the means test:

1. the debtor's annual income (calculated using the average gross income for the six month period prior to filing) must be below the state median. Census Bureau statistics for state median income by family size can be found here (for cases filed between April 1, 2013 and April 30, 2013).

2. If income exceeds the median income, individuals may still file Chapter 7 bankruptcy based on results of Form 22A: Chapter 7 Statement of Current Monthly Income and Means-Test Calculation. .

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Idaho Credit Counseling and Debtor Education Agencies

Pursuant to the new bankruptcy laws enacted in 2005, individuals who file personal bankruptcy (with limited exceptions) in Idaho must:

1. take a credit counseling course from an approved Idaho credit counseling provider within six months before filing bankruptcy; and

2. complete a debtor education course from an approved Idaho debtor education agency prior to receiving a bankruptcy discharge.

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Idaho Personal Bankruptcy Attorneys

To find Idaho bankruptcy lawyers in your area, you may want to contact your local district bar association or the Idaho State Bar Association:

Idaho State Bar
525 West Jefferson
Boise, ID 83702
(208) 334-4500

Based on income, free bankruptcy advice and representation may also be obtained from the following organizations: See the Idaho Volunteer Lawyers Program's web page for more information regarding legal services available to low income clients in Idaho.

If you are concerned about the representation provided to you by an Idaho bankruptcy attorney, contact:

Idaho State Bar
Office of Bar Counsel
Box 895
Boise, ID 83701

For more information, visit the Idaho State Bar's page about filing an attorney complaint.

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Additional Information

U.S. Bankruptcy Court for the District of Idaho - administrative and procedural information for Idaho bankruptcy filings

Office of the U.S. Trustee for Region 18 - oversees the administration of Idaho personal bankruptcy cases and case trustees

Idaho State Bar Association - information about the Idaho bar, membership, ethics, continuing legal education, and resources for the public.

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