Connecticut Bankruptcy

This page deals solely with Connecticut bankruptcy information and resources.

If you are not looking for information regarding Connecticut, please use the links on the left to find information for your state.

Bankruptcy Courts - Location and Contact Information

Connecticut bankruptcy courts consist of one district, which is further divided into three divisions. Generally, the debtor's county of residence will determine which division the bankruptcy petition is filed. It may also be determined by the location of the debtor’s principal place of business or principal assets.

Counties of Jurisdiction:

Bridgeport Division - Fairfield County (excluding Monroe, Shelton, and Stratford, which file in the New Haven Division)

Hartford Division - Hartford, Tolland and Windham Counties

New Haven Division - Litchfield, Middlesex, New Haven and New London Counties; also includes Monroe, Shelton & Stratford located in Fairfield County

U.S. Bankruptcy Court
915 Lafayette Blvd.
Bridgeport, CT 06604
Same (203) 579-5808
U.S. Bankruptcy Court
450 Main Street
Hartford, CT 06103

Same (860) 240-3675
New Haven
U.S. Bankruptcy Court
157 Church Street
New Haven, CT 06510
(203) 773-2009

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Connecticut Bankruptcy Laws and Exemptions

Connecticut Exemptions

The U.S. Bankruptcy Code allows individual debtors to exempt certain property from creditor claims based on exemptions under either federal law or state law. Exemptions vary from state to state. Some states have adopted their own set of bankruptcy exemptions that are used in place of the federal exemptions. However, other states give debtors an option to choose between either state or federal exemptions.

Connecticut bankruptcy law allows residents to use either the federal set of exemptions or state exemptions.

Click here to view federal bankruptcy exemptions under 11 U.S.C. 522(d).

Click here for some common bankruptcy exemptions under Connecticut law.

Contact a Connecticut bankruptcy lawyer for more information regarding Connecticut bankruptcy exemptions.

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Connecticut Means Test

The new bankruptcy laws enacted in 2005 also require that debtors pass a means test before filing a Chapter 7 bankruptcy. There are two ways to pass the means test:

1. the debtor's annual income (calculated using the average gross income for the six month period prior to filing) must be below the state median. Census Bureau statistics for state median income by family size can be found here (for cases filed between April 1, 2013 and April 30, 2013).

2. If income exceeds the median income, individuals may still file Chapter 7 bankruptcy based on results of Form 22A: Chapter 7 Statement of Current Monthly Income and Means-Test Calculation. .

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Connecticut Credit Counseling and Debtor Education Agencies

Pursuant to the new bankruptcy laws enacted in 2005, individuals who file personal bankruptcy (with limited exceptions) in Connecticut must:

1. take a credit counseling course from an approved Connecticut credit counseling provider within six months before filing bankruptcy; and

2. complete a debtor education course from an approved Connecticut debtor education agency prior to receiving a bankruptcy discharge.

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Connecticut Personal Bankruptcy Attorneys

To find lawyers in your area, you may want to contact your local county bar association or the Connecticut Bar Association:

Connecticut Bar Association
30 Bank Street
PO Box 350
New Britain CT 06050-0350
Phone: (860) 223-4400

Based on income, free bankruptcy advice and representation may also be obtained from the following organizations: See the Statewide Legal Services of Connecticut's website for a list of organizations that provide legal services to low income clients in Connecticut.

If you are concerned about the representation provided to you by your attorney, contact:

Connecticut Statewide Grievance Committee
(860) 568-5157

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Resources for Connecticut Bankruptcy Laws

U.S. Bankruptcy Court for the District of Connecticut - administrative and procedural information for Connecticut bankruptcy filings

Office of the U.S. Trustee for Region 2 - oversees the administration of Connecticut personal bankruptcy cases and case trustees

Connecticut State Bar Association - information about the Connecticut bar, membership, ethics, continuing legal education, and resources for the public.

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