Arkansas Bankruptcy

On this page, you will find Arkansas bankruptcy law resources and information.

If you are not looking for information regarding Arkansas, please use the links on the left to find information for your state.

Bankruptcy Courts - Location & Contact Information

Arkansas bankruptcy courts are divided into two districts, which are further divided into several divisions. Generally, the debtor’s county of residence will determine which district the bankruptcy petition is filed.  It may also be determined by the location of the debtor’s principal place of business or principal assets.


Counties of Jurisdiction:

Fayetteville Division - Benton, Madison and Washington Counties

Harrison Division - Baxter, Boone, Carroll, Marion, Newton and Searcy Counties

Fort Smith Division - Crawford, Franklin, Johnson, Logan, Polk, Scott and Sebastian Counties

Hot Springs Division - Clark, Garland, Hot Spring, Montgomery and Pike Counties

Texarkana Division - Hempstead, Howard, Lafayette, Little River, Miller, Nevada and Sevier Counties

El Dorado Division - Ashley, Bradley, Calhoun, Columbia, Ouachita and Union Counties

Fayetteville Division
U.S. Bankruptcy Court
35 E. Mountain Street
Fayetteville, AR 72702
(479) 582-9800
Harrison Division U.S. Bankruptcy Court
402 N. Walnut
Harrison, AR 72601
(479) 521-6980
Fort Smith Division U.S. Bankruptcy Court
S 6th Street & Rogers Avenue
Fort Smith, AR 72901

(479) 783-6833
Hot Springs Division
U.S. Bankruptcy Court
100 Reserve Street
Hot Springs, AR 71901
(501) 623-6411
Texarkana Division U.S. Bankruptcy Court
500 State Line Blvd
Texarkana, AR 71854
(870) 773-3381
El Dorado Division U.S. Bankruptcy Court
101 S. Jackson
El Dorado, AR 71730
(870) 862-1202

Return to Top


Counties of Jurisdiction:

Little Rock Division - Conway, Faulkner, Lonoke, Perry, Pope, Prarie, Pulaski, Saline, Van Buren, White and Yell Counties

Batesville Division - Cleburne, Fulton, Independence, Izard, Jackson, Sharp and Stone Counties

Jonesboro Division - Clay, Craighead, Crittenden, Lawrence, Mississippi, Poinsett and Randolph Counties

Helena Division - Cross, Lee, Monroe, Phillips, St. Francis and Woodruff Counties

Pine Bluff Division - Arkansas, Chicot, Cleveland, Dallas, Desha, Drew, Grant, Jefferson and Lincoln Counties

Little Rock Division U.S. Bankruptcy Court
300 West 2nd Street
Little Rock, AR 72201

(501) 918-5500
Batesville Division U.S. Bankruptcy Court
490 College Street
Batesville, AR 72501
(870) 793-4330
Jonesboro Division U.S. Bankruptcy Court
615 South Main Street
Jonesboro, AR 72401
(870) 972-4610
Helena Division U.S. Bankruptcy Court
812 Walnut Street
Helena, AR 72342
(870) 338-6321
Pine Bluff Division U.S. Bankruptcy Court
100 E 8th Street
Pine Bluff, AR 71601
(870) 536-1190

Return to Top

Arkansas Bankruptcy Laws and Exemptions

Arkansas Exemptions

The U.S. Bankruptcy Code allows individual debtors to exempt certain property from creditor claims based on exemptions under either federal law or state law. Exemptions vary from state to state. Some states have adopted their own set of bankruptcy exemptions that are used in place of the federal exemptions. However, other states give debtors an option to choose between either state or federal exemptions.

Arkansas bankruptcy law allows residents to use either the federal set of exemptions or state exemptions.


Click here to search for Arkansas bankruptcy exemptions pursuant to state law.

Contact an Arkansas bankruptcy lawyer for more information regarding Arkansas bankruptcy exemptions.

Return to Top

Arkansas Means Test

The new bankruptcy laws enacted in 2005 also require that debtors pass a means test before filing a Chapter 7 bankruptcy. There are two ways to pass the means test:

1. the debtor's annual income (calculated using the average gross income for the six month period prior to filing) must be below the state median. Census Bureau statistics for state median income by family size can be found here (for cases filed between April 1, 2013 and April 30, 2013).

2. If income exceeds the median income, individuals may still file Chapter 7 bankruptcy based on results of Form 22A: Chapter 7 Statement of Current Monthly Income and Means-Test Calculation. .

Return to Top

Arkansas Credit Counseling Debtor Education Agencies

Pursuant to the new bankruptcy laws enacted in 2005, individuals who file personal bankruptcy (with limited exceptions) in Arkansas must:

1. take a credit counseling course from an approved Arkansas credit counseling provider within six months before filing bankruptcy; and

2. complete a debtor education course from an approved Arkansas debtor education agency prior to receiving a bankruptcy discharge.

Return to Top

Arkansas Personal Bankruptcy Attorneys

To find lawyers in your area, you may want to contact your local county bar association or the Arkansas State Bar Association:

Arkansas Bar Association
400 West Markham
Little Rock, AR 72201
(501) 375-4606
(800) 609-5668 Toll Free

Based on income, free bankruptcy advice and representation may also be obtained from the following organizations: Visit the Arkansas Legal Services Partnership's website for additional information regarding free legal services available in Arkansas.

If you are concerned about the representation provided to you by your attorney, contact:

Office of the Arkansas Supreme Court
Committee on Judicial Conduct
625 Marshall Street
110 Justice Building
Little Rock, Arkansas 72201
(501) 376-0313
(800) 506-6631 Toll Free  

Return to Top

Additional Resources

U.S. Bankruptcy Court for the Eastern and Western Districts of Arkansas - administrative and procedural information for Arkansas bankruptcy filings

Office of the U.S. Trustee for Region 13 - oversees the administration of Arkansas personal bankruptcy cases and case trustees

Arkansas State Bar Association - information about the Arkansas bar, membership, ethics, continuing legal education, and resources for the public.

Return to Top