"A Single Mother's Bankruptcy"
Life After Bankruptcy Stories
Back in 1998 I was a 23 year old single mother of two children and I was up to my ears in debt. I was scared to answer the phone because of the creditors. Nobody told me about bankruptcy or what it would do for me.I didn't know much about bankruptcy, but I started doing some research on my own. I found a good local attorney and he showed me that filing chapter 7 was my best option.
He was right - after it was done I was so relieved and I was very happy that I did it. It removed all my debts.
Emotionally, is was like a huge load being lifted off of me because I was able to wipe the slate clean and start over and that was a relief. Financially, I was able to stop my check from being garnished and I was able to take care of the household without worry.
I was very happy that I filed and I believe it was a very good thing that I did for myself and my family. I was allowed a second chance and with my second chance I was going to do better. I had learned my lesson about credit and how it can affect you and your entire life.
I know people think that others frown on you when you have filed any bankruptcy but they really don't. I do not feel there is anything wrong with filing bankruptcy and getting a new chance at life. When I filed it really was the best option for me.
After it's done things really look up. You are able to rebuild your credit and if you have learned your lesson and do it right, then you can have better credit than you had before.
You feel like you have a life again. Second chances are hard to come by so take it and your life after bankruptcy can be better than ever. I would recommend anyone really struggling with debt and feeling like they're sinking to seriously consider their options, including bankruptcy.
Contributed by Cindy from Georgia
