PRIVACY POLICY

USA-Bankruptcy-Guide.com strives to offer its visitors the many advantages of Internet technology and to provide an interactive and personalized experience. We may use your name, e-mail address, street address and telephone number, hereinafter collectively referred to as “Personally Identifiable Information”, subject to the terms of this Privacy Policy. We will never sell, barter, or rent your Personally Identifiable Information to anyone.



How we gather information from users:

How we collect and store information depends on the page you are visiting, the activities in which you elect to participate and the services provided.

For example, you may be asked to provide information when you register for access to certain portions of our site or request certain features, such as newsletters, or when you make a purchase. You may provide information when you participate in sweepstakes and contests, message boards and chat rooms, and other interactive areas of our site.

Like most Web sites, USA-Bankruptcy-Guide.com also collects information automatically and through the use of electronic tools that may be transparent to our visitors. We may use cookies to help personalize your online experience. Cookies are identifiers that are transferred to your computer's hard drive through your Web browser to enable our systems to recognize your browser. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize the site's pages, or register with any of our site's services, a cookie enables USA Bankruptcy Guide to recall your specific information on subsequent visits.

You have the ability to accept or decline cookies by modifying your Web browser. However, if you choose to decline cookies, you may not be able to fully experience the interactive features of the site.

A web beacon is a transparent image file used to monitor your journey around a single website or collection of sites. They are also referred to as web bugs and are commonly used by sites that hire third-party services to monitor traffic. They may be used in association with cookies to understand how visitors interact with the pages and content on the pages of a web site.

We may serve third party advertisements that use cookies and web beacons in the course of ads being served on our website to ascertain how many times you've seen an advertisement. No personally identifiable information you give us is provided to them for cookie or web beacon use, so they cannot personally identify you with that information on our web site.

Some third-party advertisements may be provided by Google, which uses cookies to serve ads on this site. Google uses the DART cookie, which enables it to serve ads to our users based on their visits to this site and other sites on the Web. You may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.

Browsers can be set to accept or reject cookies or notify you when a cookie is being sent. Privacy software can be used to override web beacons. Taking either of these actions shouldn't cause a problem with our site, should you so choose.



What we do with the information we collect:

Like other Web publishers, we collect information to enhance your visit and deliver more individualized content and advertising. We respect your privacy and do not share your information with anyone.

Aggregated Information (information that does not personally identify you) may be used in many ways. For example, we may combine information about your usage patterns with similar information obtained from other users to help enhance our site and services (e.g., to learn which pages are visited most or what features are most attractive). Aggregated Information may occasionally be shared with our advertisers and business partners. Again, this information does not include any Personally Identifiable Information about you or allow anyone to identify you individually.

We may use Personally Identifiable Information collected on USA-Bankruptcy-Guide.com to communicate with you about your registration and customization preferences; our Terms of Service and Privacy Policy; services and products offered by USA-Bankruptcy-Guide.com and other topics we think you might find of interest.

Personally Identifiable Information collected by USA-Bankruptcy-Guide.com may also be used for other purposes, including, but not limited to, site administration, troubleshooting, processing of e-commerce transactions, administration of sweepstakes and contests, and other communications with you.

Certain third parties who provide technical support for the operation of our site (our Web hosting service, for example) may access such information. We will use your information only as permitted by law.

In addition, from time to time, as we continue to develop our business, we may sell, buy, merge or partner with other companies or businesses. In such transactions, user information may be among the transferred assets.

We may also disclose your information in response to a court order, at other times when we believe we are reasonably required to do so by law, in connection with the collection of amounts you may owe to us, and/or to law enforcement authorities whenever we deem it appropriate or necessary. Please note we may not provide you with notice prior to disclosure in such cases.

USA-Bankruptcy-Guide.com expects its partners, advertisers and affiliates to respect the privacy of our users. Be aware, however, that third parties, including our partners, advertisers, affiliates and other content providers accessible through our site, may have their own privacy and data collection policies and practices.

For example, during your visit to our site you may link to, or view as part of a frame on a USA-Bankruptcy-Guide.com page, certain content that is actually created or hosted by a third party. Also, through USA-Bankruptcy-Guide.com you may be introduced to, or be able to access, information, websites, features, contests or sweepstakes offered by other parties.

USA-Bankruptcy-Guide.com is not responsible for the actions or policies of such third parties. You should check the applicable privacy policies of those third parties when providing information on a feature or page operated by a third party.

While on our site, our advertisers, promotional partners or other third parties may use cookies or other technology to attempt to identify some of your preferences or retrieve information about you. For example, some of our advertising is served by third parties and may include cookies that enable the advertiser to determine whether you have seen a particular advertisement before. Other features available on our site may offer services operated by third parties and may use cookies or other technology to gather information. USA-Bankruptcy-Guide.com does not control the use of this technology by third parties or the resulting information, and is not responsible for any actions or policies of such third parties.

You should also be aware that if you voluntarily disclose Personally Identifiable Information on message boards or in chat areas, that information can be viewed publicly and can be collected and used by third parties without our knowledge and may result in unsolicited messages from other individuals or third parties. Such activities are beyond the control of USA-Bankruptcy-Guide.com and this policy.



Contacting Us

We can be reached by using our contact form.



Changes to this Policy

USA-Bankruptcy-Guide.com reserves the right to change this policy at any time. Please check this page periodically for changes. Your continued use of our site following the posting of changes to these terms will mean you accept those changes. Information collected prior to the time any change is posted will be used according to the rules and laws that applied at the time the information was collected.



Governing Law

This policy and the use of this Site are governed by Indiana law. If a dispute arises under this Policy, we agree to first try to resolve it with the help of a mutually agreed-upon mediator in the following location: Allen County, Indiana. Any costs and fees other than attorney fees associated with the mediation will be shared equally by all involved parties.

If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration at the following location: Allen County, Indiana, under the rules of the American Arbitration Association. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.

USA-Bankruptcy-Guide.com is controlled, operated and administered entirely within USA-Bankruptcy-Guide.com. This statement and the policies outlined herein are not intended to and do not create any contractual or other legal rights in or on behalf of any party.



Children's Privacy

We do not knowingly collect personal information from children under the age of 18. If we learn that we have personal information on a child under the age of 18, we will delete that information from our system.