Oregon Bankruptcy

Bankruptcy laws and resources vary from state to state. The following page provides information and resource links for the state of Oregon.



If you are not looking for information regarding Oregon, please use the links on the left to find information for your state.



Oregon Bankruptcy Courts - Location and Contact Information

Oregon bankruptcy courts consist of one district, which is divided into two offices.  Generally, the debtor’s county of residence will determine which office the bankruptcy petition is filed.  It may also be determined by the location of the debtor’s principal place of business or principal assets.

Counties of Jurisdiction:

Portland Office - Baker, Clackamas, Clatsop, Columbia, Crook, Deschutes, Gilliam, Grant, Harney, Hood River, Jefferson, Malheur, Morrow, Multnomah, Sherman, Tillamook, Umatilla, Union, Wallowa, Wasco, Washington, Wheeler and Yamhill Counties

Eugene Office - Benton, Coos, Curry, Douglas, Jackson, Josephine, Klamath, Lake, Lane, Lincoln, Linn, Marion or Polk counties

OFFICES STREET ADDRESS MAILING ADDRESS TELEPHONE

Portland
Office
U.S. Bankruptcy Court
1001 SW 5th Ave  #700
Portland, OR 97204
Same (503) 326-1500
Eugene
Office
U.S. Bankruptcy Court
405 E 8th Ave  #2600
Eugene, OR 97401

Same (541) 431-4000

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Oregon Bankruptcy Laws and Exemptions

Oregon Exemptions

The U.S. Bankruptcy Code allows individual debtors to exempt certain property from creditor claims based on exemptions under either federal law or state law. Exemptions vary from state to state. Some states have adopted their own set of bankruptcy exemptions that are used in place of the federal exemptions. However, other states give debtors an option to choose between either state or federal exemptions.

For Oregon bankruptcy filings, state exemptions are used. Click here for some common bankruptcy exemptions pursuant to Oregon law.

Contact an Oregon bankruptcy lawyer for more information regarding Oregon bankruptcy exemptions.

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Oregon Means Test

The new bankruptcy laws enacted in 2005 also require that debtors pass a means test before filing a Chapter 7 bankruptcy. There are two ways to pass the means test:

1. the debtor's annual income (calculated using the average gross income for the six month period prior to filing) must be below the state median. Census Bureau statistics for state median income by family size can be found here (for cases filed between April 1, 2013 and April 30, 2013).

2. If income exceeds the median income, individuals may still file Chapter 7 bankruptcy based on results of Form 22A: Chapter 7 Statement of Current Monthly Income and Means-Test Calculation. .

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Oregon Credit Counseling and Debtor Education Agencies

Pursuant to the new bankruptcy laws enacted in 2005, individuals who file personal bankruptcy (with limited exceptions) in Oregon must:

1. take a credit counseling course from an approved Oregon credit counseling provider within six months before filing bankruptcy; and

2. complete a debtor education course from an approved Oregon debtor education agency prior to receiving a bankruptcy discharge.

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Oregon Personal Bankruptcy Attorneys

To find Oregon bankruptcy lawyers in your area, you may want to contact your local bar association or the Oregon State Bar Association:

5200 SW Meadows Road
Lake Oswego, OR 97035
(503) 620-0222 or Inside Oregon: 1
(800) 452-8260

Based on income, free bankruptcy advice and representation may also be obtained from the following organizations: See the American Bar Association's list of organizations that provide legal services to low income clients in Oregon.

If you are concerned about the representation provided to you by an Oregon bankruptcy attorney, visit the Oregon State Bar's web page regarding how to file a complaint.

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Resources for Oregon Bankruptcy Laws

U.S. Bankruptcy Court for the District of Oregon - administrative and procedural information for Northern District of Oregon bankruptcy filings

Office of the U.S. Trustee for Region 18 - oversees the administration of Oregon personal bankruptcy cases and case trustees

Oregon State Bar Association - information about the Oregon bar, membership, ethics, continuing legal education, and resources for the public.

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