"No Shame In Bankruptcy"

I had lost my job for a year. I tried to get another one but I had no luck and the bills kept piling up. I had to keep charging things like groceries and other needs and the bills stacked up to thousands of dollars. I was on my way to being sued and I didn't know what else to do so I talked with friends and relatives.

They suggested bankruptcy. I researched it and with support of my friends and family I made the choice to file.

It was a relatively easy process. I didn't lose anything and it was such a relief once it was over. There is no shame in bankruptcy.

What you need to do when filing bankruptcy is get all the help you can. Keep track of all of your documents. Make sure everything is sent in on time.

Don't be nervous. It's not as scary as you think. After my bankruptcy I felt so free and relieved, it was good to know I was out from under my sea of debt.

As long as you get help from a professional everything will go well. Don't try to do everything on your own. As long as you have a good support system you will come out happier with less burdens and a lighter feeling.

It may be difficult to get back where you were credit wise. It may take a few years to get a good credit score again but as long as you spend wisely and don't put too much on credit it will all work out. If you know anyone who has gone through the processes before talk with them ask questions and take the advice that they give you.

Contributed by Jennifer from Missouri