Indiana Bankruptcy

Bankruptcy laws and resources vary from state to state. The following page provides Indiana bankruptcy information and resource links.



If you are not looking for information regarding the Hoosier State, please use the links on the left to find information for your state.



Indiana Bankruptcy Courts - Location and Contact Information

Indiana bankruptcy courts are divided into two districts, which are further divided into several divisions. Generally, the debtor’s county of residence will determine which district and division the bankruptcy petition is filed. It may also be determined by the location of the debtor’s principal place of business or principal assets.



NORTHERN DISTRICT OF INDIANA

Counties of Jurisdiction: Adams, Allen, Benton, Blackford, Carroll, Cass, DeKalb, Elkhart, Fulton, Grant, Huntington, Jasper, Jay, Kosciusko, Lagrange, Lake, LaPorte, Marshall, Miami, Newton, Noble, Porter, Pulaski, St. Joseph, Starke, Steuben, Tippecanoe, Wabash, Warren, Wells, White and Whitley

DIVISION STREET ADDRESS MAILING ADDRESS TELEPHONE
Fort Wayne
Division
U.S. Bankruptcy Court
1300 S. Harrison St.
Rm. 1188 D
Ft Wayne IN 46802-3435
Same (260) 420-5100
Hammond
Division
U.S. Bankruptcy Court
5400 Federal Plaza
Hammond, IN 46320
Same (219) 852-3480
Hammond Div.
@ Lafayette
U.S. Bankruptcy Court
230 North Fourth Street
Lafayette, IN 47901
U.S. Bankruptcy Court
PO Box 558
Lafayette, IN 47902
(765) 420-6300
South Bend
Division
U.S. Bankruptcy Court
401 South Michigan St.
South Bend, IN 46601
U.S. Bankruptcy Court
PO Box 7003
South Bend, IN 46634
(574) 968-2100

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SOUTHERN DISTRICT OF INDIANA

Counties of Jurisdiction: Bartholomew, Boone, Brown, Clark, Clay, Clinton, Crawford, Daviess, Dearborn, Decatur, Delaware, Dubois, Fayette, Floyd, Fountain, Franklin, Gibson, Greene, Hamilton, Hancock, Harrison, Hendricks, Henry, Howard, Jackson, Jefferson, Jennings, Johnson, Knox, Lawrence, Madison, Marion, Martin, Monroe, Montgomery, Morgan, Ohio, Orange, Owen, Parke, Perry, Pike, Posey, Putnam, Randolph, Ripley, Rush, Scott, Shelby, Spencer, Sullivan, Switzerland, Tipton, Union, Vanderburgh, Vermillion, Vigo, Warrick, Washington and Wayne

DIVISION STREET ADDRESS MAILING ADDRESS TELEPHONE
Indianapolis
Division
U.S. Bankruptcy Court
116 U.S. Courthouse
46 E. Ohio St.
Indianapolis, IN 46204
U.S. Bankruptcy Court
PO Box 44978
Indianapolis, IN 46244
(317) 229-3800
New Albany
Division
U.S. Bankruptcy Court
110 U.S. Courthouse
121 West Spring Street
New Albany, IN 47150
Same (812) 542-4540
Evansville
Division
U.S. Bankruptcy Court
352 Federal Bldg.
101 NW Martin L. King Blvd.
Evansville, IN 47708
Same
(812) 434-6470
Terre Haute
Division
U.S. Bankruptcy Court
Federal Building
30 N. 7th Street
Terre Haute, IN 47808
Same (812) 238-1550

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Indiana Bankruptcy Laws and Exemptions

Indiana Exemptions

The U.S. Bankruptcy Code allows individual debtors to exempt certain property from creditor claims based on exemptions under either federal law or state law. Exemptions vary from state to state. Some states have adopted their own set of bankruptcy exemptions that are used in place of the federal exemptions. However, other states give debtors an option to choose between either state or federal exemptions.

For Indiana bankruptcy filings, state exemptions are used. Click here for some common bankruptcy exemptions under Indiana Code.

Contact an Indiana bankruptcy lawyer for more information regarding Indiana bankruptcy exemptions.

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Indiana Means Test

The new bankruptcy laws enacted in 2005 also require that debtors pass a means test before filing a Chapter 7 bankruptcy. There are two ways to pass the means test:

1. the debtor's annual income (calculated using the average gross income for the six month period prior to filing) must be below the state median. Census Bureau statistics for state median income by family size can be found here (for cases filed between April 1, 2013 and April 30, 2013).

2. If income exceeds the median income, individuals may still file Chapter 7 bankruptcy based on results of Form 22A: Chapter 7 Statement of Current Monthly Income and Means-Test Calculation. .

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Indiana Credit Counseling and Debtor Education Agencies

Pursuant to the new bankruptcy laws enacted in 2005, individuals who file personal bankruptcy (with limited exceptions) in Indiana must:

1. take a credit counseling course from an approved Indiana credit counseling provider within six months before filing bankruptcy; and

2. complete a debtor education course from an approved Indiana debtor education agency prior to receiving a bankruptcy discharge.

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Indiana Personal Bankruptcy Attorneys

To find Indiana bankruptcy lawyers in your area, you may want to contact your local county bar association or the Indiana State Bar Association:

Indiana Bar Center
230 East Ohio Street
Indianapolis, IN 46204
(317) 639-5465

Based on income, free bankruptcy advice and representation may also be obtained from the following organizations: See the Indiana Pro Bono Commission's website for a list of organizations that provide legal services to low income clients in Indiana.

If you are concerned about the representation provided to you by an Indiana bankruptcy attorney, contact:

Indiana Supreme Court Disciplinary Commission
115 West Washington Street, Suite 1060
Indianapolis, IN 46204-3417
(317) 232-1807  

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Resources for Indiana Bankruptcy Laws

U.S. Bankruptcy Court for the Northern District of Indiana - administrative and procedural information for Northern District of Indiana bankruptcy filings

U.S. Bankruptcy Court for the Southern District of Indiana - administrative and procedural information for Southern District of Indiana bankruptcy filings

Office of the U.S. Trustee for Region 10 - oversees the administration of Indiana personal bankruptcy cases and case trustees

Indiana State Bar Association - information about the Indiana bar, membership, ethics, continuing legal education, and resources for the public.

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