"Hospital Bills And Bankruptcy"

Life After Bankruptcy Stories

In 1991 at the age of nineteen I was hit by a car while I was walking home. I spent two weeks in the hospital recovering from my injuries.




When I was released from the hospital I went back to work about two weeks later. I wasn't making very much money at that time, and could barely keep my head above water financially.

During my two weeks in the hospital I racked up $80,000 in hospital bills. I was being hounded by creditors every day in the mail and by phone. I had even been taken to court and sued over this account.

Here I am at the age of nineteen living in and out between my mother's house and the homes of a few friends just trying to stay afloat and still pay my bills. It was almost impossible.

Finally a friend of mine suggested that I call a lawyer and ask about filing bankruptcy. I picked up the phone book and started looking at some ads. I wrote out a list of possible law offices to call and got together what bills and notices I had. I then sat down an started making calls, making sure to ask the right questions.

How many years experience did they have? How long does the process take? What items will you need from me? Where does this take place? Who all will bill dealing with my case? When will it take place? When will it be finalized? And the biggest question on everyone's mind is how much will it cost me? Back when I did my bankruptcy at that time it only cost me $550.00.

Once mine was done and everything was cleared I got myself back on track and started saving money. I stay away from things that I think will get me back in deep water again.

I hope this will help you and I give my best wishes.

Contributed by Joshua from Kansas