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Connecticut Bankruptcy
Bankruptcy laws and resources vary from state to state. The following page provides information and resource links for the state of Connecticut.
If you are not looking for information regarding Connecticut, please use the links on the right to find information for your state.
- Courts - Location and Contact Information
- Bankruptcy Laws
- Approved Credit Counseling/Debtor Education Agencies
- Connecticut Attorneys
- Other Bankruptcy Connecticut Resources
Connecticut Bankruptcy Courts - Location & Contact Information
Connecticut bankruptcy courts consist of one district, which is further divided into three divisions. Generally, the debtor’s county of residence will determine which division the bankruptcy petition is filed. It may also be determined by the location of the debtor’s principal place of business or principal assets.
COUNTIES OF JURISDICTION:Bridgeport Division - Fairfield County (excluding Monroe, Shelton & Stratford, which file in the New Haven Division)
Hartford Division - Hartford, Tolland and Windham Counties
New Haven Division - Litchfield, Middlesex, New Haven and New London Counties; also includes Monroe, Shelton & Stratford located in Fairfield County
| DIVISION | STREET ADDRESS | MAILING ADDRESS | TELEPHONE |
| Bridgeport Division |
U.S. Bankruptcy Court 915 Lafayette Blvd. Bridgeport, CT 06604 |
Same | (203) 579-5808 |
| Hartford Division |
U.S. Bankruptcy Court 450 Main Street Hartford, CT 06103 |
Same | (860) 240-3675 |
| New Haven Division |
U.S. Bankruptcy Court 157 Church Street New Haven, CT 06510 |
Same |
(203) 773-2009 |
Connecticut Bankruptcy Laws and Exemptions
Connecticut Exemptions
The U.S. Bankruptcy Code allows individual debtors to exempt certain property from creditor claims based on exemptions under either federal law or state law. Exemptions vary from state to state. Some states have adopted their own set of bankruptcy exemptions that are used in place of the federal exemptions. However, other states give debtors an option to choose between either state or federal exemptions.
Connecticut bankruptcy law allows residents to use either the federal set of exemptions or state exemptions.
Click here to view federal bankruptcy exemptions under 11 U.S.C. 522(d).
Click here for some common bankruptcy exemptions under Connecticut law.
Contact a Connecticut bankruptcy lawyer for more information regarding Connecticut bankruptcy exemptions.
Connecticut Means Test
The new bankruptcy laws enacted in 2005 also require that debtors pass a means test before filing a Chapter 7 bankruptcy. There are two ways to pass the means test:
1. the debtor's annual income (calculated using the average gross income for the six month period prior to filing) must be below the state median. Census Bureau statistics for state median income by family size can be found here.
2. If income exceeds the median income, individuals may still file Chapter 7 bankruptcy based on results ofForm 22A: Chapter 7 Statement of Current Monthly Income and Means-Test Calculation.
Connecticut Credit Counseling & Debtor Education Agencies
Pursuant to the new bankruptcy laws enacted in 2005, individuals who file personal bankruptcy (with limited exceptions) in Connecticut must:
1. take a credit counseling course from an approved Connecticut credit counseling provider within six months before filing bankruptcy; and
2. complete a debtor education course from an approved Connecticut debtor education agency prior to receiving a bankruptcy discharge.
Connecticut Personal Bankruptcy Attorneys
To find Connecticut bankruptcy lawyers in your area, you may want to contact your local county bar association or the Connecticut Bar Association:
Connecticut Bar Association
30 Bank Street
PO Box 350
New Britain CT 06050-0350
Phone: (860) 223-4400
Based on income, free bankruptcy advice and representation may also be obtained from the following organizations: See the Statewide Legal Services of Connecticut's website for a list of organizations that provide legal services to low income clients in Connecticut.
If you are concerned about the representation provided to you by a Connecticut bankruptcy attorney, contact:
Connecticut Statewide Grievance Committee
(860) 568-5157
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Resources for Connecticut Bankruptcy Laws
U.S. Bankruptcy Court for the District of Connecticut - administrative and procedural information for Connecticut bankruptcy filings
Office of the U.S. Trustee for Region 2 - oversees the administration of Connecticut personal bankruptcy cases and case trustees
Connecticut State Bar Association - information about the Connecticut bar, membership, ethics, continuing legal education, and resources for the public.
       
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