Alabama Credit Counseling & Debtor Education
Learn how to find approved providers of Alabama credit counseling and debtor education.
Pursuant to the new bankruptcy laws enacted in 2005, individuals who file personal bankruptcy (with limited exceptions) must:
1. take a credit counseling course from an approved Alabama credit counseling provider within six months before filing bankruptcy; and
2. complete a debtor education course from an approved Alabama debtor education agency prior to receiving a bankruptcy discharge.
Each district has its own list of approved credit counseling providers and debtor education agencies. Click on the links below:
Northern District of Alabama approved credit counseling providers and debtor education agencies
Middle District of Alabama approved credit counseling providers and debtor education agencies
Southern District of Alabama approved credit counseling providers
Southern District of Alabama approved debtor education agencies
There is a small fee ($50.00 to $100.00) for both credit counseling and debtor education, however, this fee may be waived depending on a person's ability to pay. The fee waiver must be requested from the agency prior to receipt of services.
Visit the Alabama Bankruptcy Resources Page for Related Information
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