"Advice About Bankruptcy"

This is my advice about bankruptcy and what I learned when I filed.

I think the hardest thing to get over when filing bankruptcy is the initial shock.

Don't allow yourself to feel like a loser, or a rotten person. Things happen beyond our control sometimes.

A valuable lesson learned is to not live beyond your means. It is a second chance, and if you learn to control your spending, budget, pay all bills on time after bankruptcy, you will recover and work your way back again.

Before bankruptcy, I had to juggle bills and was worried all the time about how to pay them. Creditors were calling all the time. And after bankruptcy, there was a sense of relief, and the desire to start over.

Contributed by Susan from Nevada